If you are a boat or watercraft owner, your vessel is a valuable possession that you've invested time and money in. That's why you should protect it with boat/watercraft insurance. You should also get insurance for your vessel to protect yourself against possible liability expenses that result from your boating activities.
At Wagner Insurance Agency LLC, we provide boat/watercraft insurance to boaters in Minnesota and North Dakota. We can provide you with information that will help you find the right insurance solution for your preferences and needs.
In many states, boat insurance is not required by law. However, that doesn't mean that it's not important to have.
Unfortunately, you never know when you can experience an accident out on the water. A boating accident could not only destroy your vessel, but it could also lead to injuries and medical bills. Having insurance protects you against expenses like these.
The first step to finding coverage is considering what types of coverage you want. Do you want only liability coverage, or do wish to have collision coverage that covers your watercraft as well?
When you've determined what types of coverage you want, you should get quotes on policies available to you. It's good to shop around and get quotes from a few different insurance providers.
Don't just choose the policy that's the least expensive. Consider the value you're getting out of a policy before you select it. Evaluate not only the coverage types and features you'll get but also the history and reputation of the insurance provider.
Once you've decided on a policy, you can purchase it and start enjoying insurance coverage for your boating activities.
Do you have questions about boat/watercraft insurance in Minnesota and North Dakota? We can provide you with the answers you're looking for regarding insurance coverage. Contact us at Wagner Insurance Agency LLC to learn more about boat/watercraft insurance.
With offices located in Lake Park and Hawley, MN, we serve clients across Minnesota and North Dakota.
